Purpose of SH Woori Bank Site Dol2 Loan
SH Woori Bank Site Dol2 Loan is a popular loan product offered by SH Woori Bank, designed to cater to individuals in various income brackets who require quick funds to address financial needs.
- Key Point: The loan targets income earners such as employees, business owners, and pension recipients, offering a convenient solution for overcoming financial challenges.
Eligibility Criteria for SH Woori Bank Site Dol2 Loan
Important: The eligibility requirements vary based on the type of income earner, including income thresholds, employment duration, business operation period, and pension receipt duration.
Income Earner Types and Criteria:
| Employee (Salary) | Business Owner | Pension Recipient |
| Annual income over 12 million, employed for 5 months or more | Annual income over 6 million, business operation for 4 months post-registration | Annual income over 6 million, receiving one of the listed pensions for over a month |
To be eligible, applicants must be at least 19 years old, Korean residents, and pass the SGI Seoul Guarantee Insurance inspection.
Loan Limit and Rates for SH Woori Bank Site Dol2 Loan
SH Woori Bank Site Dol2 Loan offers a borrowing range from 1 million to 30 million won within the guarantee amount specified. The loan tenure can extend up to 5 years, with various repayment duration options.
Loan Rates: Interest rates range from 9.0% to 17.0%, based on SGI Seoul Guarantee Insurance grade and CSS Interest Rate grade. Rates are determined by the applicant’s credit evaluation and insurance grade.
Application Process for SH Woori Bank Site Dol2 Loan
The application for SH Woori Bank Site Dol2 Loan is simple and efficient, requiring no documentation submission for a swift application process. Typically, applicants can apply easily online through the bank’s website.
자주 묻는 질문 FAQ
질문 1. 어떤 조건으로 사잇돌2 대출을 받을 수 있나요?
사잇돌2 대출을 받으려면 만 20세 이상의 성인이어야 하고, 소득이 있는 만 19세 이상 청년층을 대상으로 합니다. 또한, 신한카드 및 신한은행 거래고객을 우선적으로 고려합니다.
질문 2. 사잇돌2 대출의 금리는 어떻게 되나요?
사잇돌2 대출의 금리는 대출 신청자의 신용평가 결과에 따라 상이하며, 신용평가 결과가 우수할수록 낮은 금리를 제공합니다. 자세한 내용은 신한저축은행 영업점이나 홈페이지에서 확인할 수 있습니다.
질문 3. 사잇돌2 대출은 어떻게 신청하나요?
사잇돌2 대출은 신한은행 영업점을 방문하여 상담을 받거나, 인터넷뱅킹을 통해 간편하게 신청할 수 있습니다. 또한, 신한카드 App을 통해서도 신청이 가능합니다.